Group Short and Long Term Disability
Short Term Disability Insurance
Short Term Disability insurance is a form of income protection that may provide income during the waiting period before Long Term Disability benefits begin.
- Short Term Disability insurance is offered on a post-tax basis. Therefore, disability benefits received would be non-taxable income. Employees may also elect to drop this benefit at any time.
- Short Term Disability coverage is voluntary which means the premium is paid wholly by the employee.
The ENV Insurance Agency offers group disability insurance that can give employees comprehensive protection while offering employers maximum flexibility in crafting benefit packages that meet their needs and fit their budgets. The focus of our disability products is to help employees recover and return to work while providing benefits for persons with more severe disabilities.
Our disability insurance product can be custom-tailored to offer a full range of income protection solutions within a single workplace. Benefits can range from basic coverage that makes disability protection realistic for entry-level workers, to comprehensive packages that protect not only key employees' incomes, but also their retirement savings and medical insurance.