Terrence Carguello

Associate Partner/Benefits Consultant/Independent Contractor

(315) 641-5848 x204

Terrence Carguello has been with ENV since 1996, but has been in the insurance industry since 1990. Terry’s specialty is designing and analyzing employee benefit packages for clients. He also assists his clients with Property & Casualty Insurance when needed. In the community, Terry participates in many charity events as well as serves on the Board of Directors for a local not-for-profit agency.

ENV Call Center

The ENV Call Center is one of the many things that differentiate our company from other agencies. We provide our clients with our call center for direct service. All your employees will have an ENV Call Center Card to call and discuss:

  • Claim Issues
  • Benefit Questions
  • Obtaining New ID Cards
  • COBRA Questions
  • Additions and Deletions
  • Billing Issues
  • Medicare & Medicaid Questions

The ENV Call Center ensures that your employees will always get a person on the phone to service them, bypassing lost time and frustration dealing with the insurance company's "1-800-Shuffle."

315-641-5848 Monday - Friday, 8-5