Medicare Health Plans

Medicare Supplement Plans – Also known as “Medigap” plans, provide additional coverage beyond Original Medicare.

  • Are only offered through private insurance companies
  • Help reduce or eliminate out of pocket costs
  • Standardized plans – A through N

Medicare Part D Plans – (PDP) Help cover the cost of prescription drugs.

  • Are only offered through private insurance companies
  • Usually offered two ways: as a stand-alone plan to add to Original Medicare    Parts A and B and to complement a Medicare Supplement Plan, and as part of a Medicare Advantage Plan (Part C).

Medicare Advantage Plans – (Part C) Help pay for hospital costs, doctor’s visits and other medical expenses. Some plans may also include built-in Medicare prescription drug coverage (Part D) often at no additional premium.

  • May provide health and wellness benefits that Original Medicare does not cover
  • Premiums are not based on age or health
  • Have an out of pocket maximum that helps limit expenses

Contact ENV Insurance Agency (315) 641-5848 to meet with one of our brokers to help you decide which plan is right for you.

ENV Call Center

The ENV Call Center is one of the many things that differentiate our company from other agencies. We provide our clients with our call center for direct service. All your employees will have an ENV Call Center Card to call and discuss:

  • Claim Issues
  • Benefit Questions
  • Obtaining New ID Cards
  • COBRA Questions
  • Additions and Deletions
  • Billing Issues
  • Medicare & Medicaid Questions

The ENV Call Center ensures that your employees will always get a person on the phone to service them, bypassing lost time and frustration dealing with the insurance company's "1-800-Shuffle."

315-641-5848 Monday - Friday, 8-5